Top Credit Cards for Rewards in India 2025
Credit cards are an excellent way to earn rewards on your everyday spending, and India’s financial market has evolved with some of the best credit cards offering rewards like cashback, travel points, and exclusive discounts. If you want to maximize your rewards in 2025, here’s a list of the top credit cards for rewards in India.
1. HDFC Bank Regalia Credit Card
The HDFC Bank Regalia Credit Card offers premium rewards for your everyday expenses. With this card, you can earn 1 reward point for every ₹150 spent. The card also offers 2,000 bonus points upon your first spend and access to exclusive airport lounges worldwide.
- Reward Points: 1 point per ₹150
- Welcome Benefit: 2,000 bonus points
- Best For: Travel and premium spending
- Annual Fee: ₹2,500
2. SBI Card Elite
The SBI Card Elite is another great option for earning premium rewards. You earn 2 points for every ₹100 spent, and for specific categories like dining and shopping, you can earn up to 5X rewards. The card also gives you access to premium lounges at airports, as well as a welcome gift of 5,000 bonus points.
- Reward Points: 2 points per ₹100
- Welcome Benefit: 5,000 bonus points
- Best For: Premium rewards and lounge access
- Annual Fee: ₹4,999
3. ICICI Bank Platinum Credit Card
The ICICI Bank Platinum Credit Card is an excellent choice for cashback and rewards on grocery, dining, and entertainment. You earn 2 PAYBACK points for every ₹100 spent, which can be redeemed for vouchers, gifts, and other rewards.
- Reward Points: 2 PAYBACK points per ₹100
- Best For: Grocery and dining expenses
- Annual Fee: ₹500
4. Axis Bank Ace Credit Card
The Axis Bank Ace Credit Card is a great option for those who want cashback on their spending. With this card, you earn 2% cashback on all spends, 4% cashback on dining, and 5% cashback on bill payments made through Google Pay. You also get a complimentary subscription to Zomato Pro and access to domestic airport lounges.
- Cashback: 2% on all spends, 4% on dining
- Best For: Cashback and Google Pay bill payments
- Annual Fee: ₹499
5. American Express Platinum Travel Credit Card
The American Express Platinum Travel Credit Card is designed for those who love to travel. With this card, you can earn 1 membership rewards point for every ₹50 spent. The card comes with travel benefits, including a complimentary club membership and lounge access at select airports across India.
- Reward Points: 1 membership point per ₹50
- Best For: Travel and lifestyle benefits
- Annual Fee: ₹5,000
6. RBL Bank Diner’s Club Privilege Credit Card
The RBL Bank Diner’s Club Privilege Credit Card is perfect for people who dine out frequently. It offers 5x reward points on dining and 1 reward point for every ₹150 spent elsewhere. It also gives you access to over 1,000 airport lounges worldwide, making it ideal for frequent flyers.
- Reward Points: 5x on dining, 1 point per ₹150 on other spends
- Best For: Dining and frequent travelers
- Annual Fee: ₹2,500
7. Yes Bank Prosperity Reward Plus Credit Card
The Yes Bank Prosperity Reward Plus Credit Card is another strong contender, offering 1.5 reward points for every ₹100 spent. The card is best for those who want to redeem their points for air miles, gifts, and cashbacks.
- Reward Points: 1.5 points per ₹100
- Best For: Reward points conversion to miles
- Annual Fee: ₹1,500
Maximize Your Rewards in 2025
With these top credit cards for rewards in India, you can start earning valuable benefits on your everyday expenses. Whether you’re looking for cashback, travel miles, or exclusive discounts, there’s a credit card for everyone in 2025. Choose the one that fits your spending habits and start maximizing your rewards today!
Disclaimer: Please check the terms and conditions of each credit card before applying. This content is for informational purposes only.
Note: Always ensure that you can pay off your balance monthly to avoid high-interest charges that may negate the benefits of earning rewards.